Important Message
Due to COVID-19 and currently being in Tier 4 lockdown, we offer a full ‘hassle free’, contactless, click and collect service. Virtual Video Viewings Available on request. We can also offer home delivery; delivering your new, sanitised car to your door, at a time that suits you. Terms and Conditions apply

Lease & Finance

When purchasing your new car our aim here at Opulent Automotive is to ensure all our customers are fully advised of the different finance packages available to them

We have fantastic relationships with various finance companies giving us access to some of the best finance packages on the market.

We pride ourselves on being able to offer very competitive finance rates and finding a bespoke solution to suit individual requirements in order to help fund the purchase of your next vehicle that is most financially beneficial to you.

The different types of finance agreements include:


Lease purchase is our most popular type of finance agreement and is best suited to cars with higher values and for customers that like to change cars regularly. Similar to a ""hire purchase agreement' with the main difference being an optional final payment at the end of the agreement. This means that monthly payments are much less and whether you want to settle your agreement early or at the end of the agreement, it is your choice whether you want to part-exchange the car, re-finance or just pay off the balance.

Personal Contract Purchase

PCP is similar to Lease Purchase in that the monthly payments are offset by a final payment but the difference with PCP is that this final payment is optional. At the beginning of the agreement, the future value of the car is set by the finance company and at the end of the agreement, you have the option to just hand back the keys rather than pay the final payment or part-exchanging for another car. PCP suits a customer who is looking to keep the same car for the duration of the finance agreement.

Hire Purchase

The most simple and straightforward agreement is 'hire purchase' where you pay fixed monthly payments in order to spread the cost of purchasing a car over a number of years. The benefits of this agreement are that deposits are flexible whilst having fixed rates and payments make budgeting a whole lot easier. Terms available upon from 12 - 60 months, written quotations are available on request.

Whichever type of agreement you choose our aim here at Opulent is to provide a solution which puts you into the best possible position should you wish to change your car during the agreement or at the end of the agreement as we want to secure more business with you in the future and build long-standing relationships with all our clients.

Buying a car elsewhere? We can still offer our financial services with our in-house business manager who has specialist knowledge and can offer impartial advice and help find you the best solution to funding your new car.

Perhaps you're looking to re-finance a car you already own to free up some cash? That's possible too.

Call us now for a FREE financial quotation.

For more information on any of our finance products please Contact us.

Vehicle Brands in the UK

Opulent Automotive is a trading name of Opulent Vehicle Leasing Ltd who are authorized and regulated by the Financial Conduct Authority, Registration No: 791945.